CPSS

Consumer Portfolio Services, In (CPSS)
Financial Services • Credit Services • $9.40 • MCap: 202,614,304 🌐
https://www.consumerportfolio.com • Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
Buy Decision Core
Total Score
72
Business Quality
20
Financial Strength
9
Growth Outlook
15
Momentum
3
Price Action
Current
9.40
52W High
10.30
52W Low
7.30
Above 50DMA
9.35 (0.54%)
Above 200DMA
8.94 (5.13%)
Relative Strength
Relative Strength
0.08
RS 3M
0.0
RS 6M
0.17
RS 9M
0.1
RS 12M
0.15
Fundamentals
Revenue Growth
0.19%
Earnings Growth
0.35%
ROE
0.07%
ROA
0.01%
Valuation
PE (Fwd)
6.48
PEG
0
P/B
0.63
Upside
0%
Risk
Beta
1.11
Short %
0.02
Risk Score
6.00
Analyst
Rating
none
Target
0
Beta
1.11
Analysts
0


Total Score
72
Upside
0%
Relative Strength
0.08
Beta
1.11
Why Buy?
  • PEG Ratio below 1 (attractive valuation)
  • Trading below book value
  • Trading above 50 DMA
  • Trading above 200 DMA
Key Risks
Score Breakdown
Business
20
Financial
9
Growth
15
Valuation
16
Risk
5
Momentum
3
Technical
52W High: 10.30
52W Low: 7.30
Above 50DMA: 0.54%
Above 200DMA: 5.13%
Valuation
Forward PE: 6.48
PEG: 0
P/B: 0.63
Upside: 0%
Risk
Beta: 1.11
Short Float: 0.02%
ROE: 0.07%
ROA: 0.01%