PFIS
Peoples Financial Services Corp (PFIS)
Financial Services • Banks - Regional • $71.83 • MCap: 719,044,672
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https://www.psbt.com • Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York. The company accepts deposits through money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate and working capital, as well as loans for equipment and other commercial needs. In addition, the company offers fiduciary and investment services, including investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities, brokerage, and investor services. Additionally, the company offers remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers. The company was founded in 1905 and is headquartered in Moosic, Pennsylvania.
Buy Decision Core
Total Score
53
Business Quality
16
Financial Strength
7
Growth Outlook
4
Momentum
4
Price Action
Current
71.83
52W High
71.83
52W Low
42.66
Above 50DMA
68.79 (4.42%)
Above 200DMA
57.21 (25.56%)
Relative Strength
Relative Strength
0.34
RS 3M
0.21
RS 6M
0.39
RS 9M
0.46
RS 12M
0.43
Fundamentals
Revenue Growth
0.01%
Earnings Growth
-0.12%
ROE
0.11%
ROA
0.01%
Valuation
PE (Fwd)
9.73
PEG
1.31
P/B
1.34
Upside
2.32%
Risk
Beta
0.72
Short %
0.02
Risk Score
5.00
Analyst
Rating
none
Target
73.50
Beta
0.72
Analysts
0
Total Score
53
Upside
2.32%
Relative Strength
0.34
Beta
0.72
Why Buy?
- Trading above 50 DMA
- Trading above 200 DMA
Key Risks
- Earnings growth is negative
Score Breakdown
Business
16
16
Financial
7
7
Growth
4
4
Valuation
14
14
Risk
4
4
Momentum
4
4
Technical
52W High: 71.83
52W Low: 42.66
Above 50DMA: 4.42%
Above 200DMA: 25.56%
Valuation
Forward PE: 9.73
PEG: 1.31
P/B: 1.34
Upside: 2.32%
Risk
Beta: 0.72
Short Float: 0.02%
ROE: 0.11%
ROA: 0.01%